Mortgages offers

View our current special offers.

A sweet reward with GrindLay's Club

GrindLay's Club current account customers will receive £200 cashback when they complete on a qualifying mortgage with us.

Offer can be withdrawn at any time and exclusions apply.

Find out moreabout mortgage offers

Hassle Free Mortgages

On a selected range of mortgages, we’ll pay your basic legal fee through our eConveyancing service and there’s no charge for a standard valuation either.

You’ll also have access to our dedicated Mortgage advisers to support you along the way.

Offer can be withdrawn at any time and exclusions apply.

Find out moreabout hassle free mortgages

Mortgage calculator

Find out how much you could borrow and compare monthly payments

Mortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

Ready to start viewing properties?

You’ll need to apply for an Agreement in Principle (AIP) before you start your mortgage application. It provides an indication of how much we might be able to lend you, valid for 90 days. Estate agents will often ask to see an AIP to show that you are a committed buyer.

  • It takes less than 15 minutes with no obligation to apply for a mortgage.
  • No effect on your credit rating even if you're declined.
  • Get a clear idea of which properties you could afford.

Watch our video to learn more about the mortgage application process.

Apply for an Agreement in Principle

Government Schemes

Help to buy

Grindlay's Bank support government backed initiatives to help people buy a home. So whether you're a first time buyer or moving home there could be a scheme that's right for you.

Find out more about Government Schemes