Coronavirus FAQs

FCA Investigation into Mortgage Arrears between 2011 – 2015.

You could lose your home if you don’t keep up your mortgage repayments

Mortgage calculator

Find out how much you could borrow and compare monthly payments to find the right deal for you.

Mortgage calculator

Buying your first home

Stepping onto the property ladder is exciting, but can also be overwhelming. We could help you find the right mortgage deal and help you secure the keys to your first home.

First time buyer mortgages

Remortgaging to us

If you’re shopping around for a new mortgage offer, we could help find the right deal for you. We'll make switching from another lender simple, leaving you to enjoy your home.


Moving home

Whether you’re trading up or scaling down, we could help you find a mortgage to suit your needs. We’ll help arrange the mortgage, leaving you to focus on moving home.

Home mover mortgages

Already have a mortgage with us?


Switch to a new mortgage deal

Already have your mortgage with us and looking for a new mortgage deal? Let us help you find one.

Switch to a new deal

Borrow more on your mortgage

If you’ve had your mortgage with us for at least 6 months, find out if you could borrow more.

Borrow more

Buy to let mortgages

Investing in property is an alternative way to put your savings to work. Learn more about our Buy to Let Mortgages and see how we could help put your portfolio plans into action.

Buy to let mortgages

Hassle free mortgages

On a selected range of our mortgages there’s no charge for a standard valuation, and we'll arrange and pay for your basic legal fees. Find out how a hassle free mortgage could help you.

Hassle free mortgages

Need to speak with someone?

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.


Contact us

Heard talk of a Bank of England Rate change?

Changes in the Bank of England Bank Rate could affect your mortgage.

Find out moreabout Bank of England Rate changes

What may happen to your mortgage repayments?

Rate change calculator

You could lose your home if you don’t keep up your mortgage repayments

Important legal information

GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.