Log on to Internet Banking to see how much you could borrow and if you’re likely to be approved. This won't impact your credit score. 3.9% APR Representative with the Personal Loan. On loans between £7,500 - £25,000 over 1 to 5 years.Log on to get a quote
Explore the benefits of a Personal Loan
You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. Total amount repayable will be £10,801.92. Representative 3.9% APR, annual interest rate (fixed) 3.83%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. The maximum APR you could be offered is 29.9% APR.
Need to borrow more money?
- If you already have a GrindLays Bank Limited loan, you may be able to borrow more from us.
- Apply for a separate loan or combine your existing loan with a new loan
- If you additionally borrow £7,500 - £25,000 over one to five years, you could receive a rate as low as 3.9% APR RepresentativeAPRAPR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement. with the Personal Loan
- If you choose to combine your existing and new borrowing, you must take out at least an extra £1,000. The total of your new and existing loan must not exceed £50,000.
We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.
If you’re looking to borrow money, it’s important that you make the right choice for your circumstances. Other borrowing options may be suitable for your needs.
How much we lend and the rate available are subject to our assessment of your circumstances.
We can help you manage your loan
If you’re registered for Internet Banking, you can view transactions or pay off your loan early.
It only takes a few minutes to register for Internet Banking, and you can log on as soon as you’re finished.
Having problems meeting your repayments?
If you’re having temporary or long-term financial difficulties and paying off your loan is a struggle, it’s always better to let us know, as we’ll do everything we can to help.
Call us on +44 7895 483957
Available 8am - 9pm Mon - Fri, 9am - 5pm Sat.
Or pop into any of our branches.
Ways to apply for the Personal Loan
To apply for the Personal Loan you must be over 18 years old, a UK resident and have held a GrindLays Bank Limited current account for at least one month. We will not offer a loan for any of these reasonsWhat can I borrow for?You can use a personal loan for almost any purpose such as buying a car or to consolidate your existing borrowings. However, we will not offer a loan for: Speculative purchases, for example: gambling, investments and share purchases - Any illegal purposes - Business related purposes - Purchase/Lease of land or property, either full or part purchase (including deposit) - Timeshares/Holiday Clubs.
Important legal information
GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).