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    ISAs

    Make the most of this year’s ISA allowance with a Cash or Stocks and Shares ISA.

    About our ISAs

    An ISA (Individual Savings Account) is a tax-efficient way to save or invest. The total amount you can save in ISAs in the current tax year is £20,000. You can choose to save in a variety of ISAs, as long as you don’t exceed the annual £20,000 allowance. ISAs are a good and flexible way to help you make more of your money.

    If you feel an ISA isn't for you, take a look at our other savings accounts and investment options.

    ISAs explained

    Cash ISA

    • Open with as little as £1.
    • Choice of easy access or fixed term accounts.
    • Withdraw and replace funds from some of our cash ISAs without affecting your yearly ISA allowance.
    • Keep in mind; you can only save into one cash ISA in a tax year. This includes Help to Buy: ISAs and cash ISAs held outside Lloyds.
    Compare our cash ISAs

    Investment ISA

    • Investments 100% managed for you.
    • Invest a lump sum (£2,000+), monthly amounts (£100+), or both.
    • No fixed term, but designed to be held for at least 5 years.
    Investment ISA

    Share Dealing ISA

    • Choose to invest in a wide range of ISA-qualifying stocks and shares.
    • You decide what you want to invest in.
    • Pay no Capital Gains Tax on any potential profit.
    Share Dealing ISA

    Junior Cash ISA

    A junior cash ISA is a tax-free way for children to save. You can open an account with as little as £1.

    Junior Cash ISA

    Help to Buy: ISA

    You can no longer apply for a Help to Buy: ISA. If you already have one with another provider you could transfer it to us.

    Help to Buy: ISA

    THE VALUE OF YOUR INVESTMENTS AND THE INCOME FROM THEM CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU HAVE INVESTED. WE DON'T PROVIDE ADVICE SO IF YOU'RE UNSURE ABOUT MAKING YOUR OWN INVESTMENT DECISIONS PLEASE SEEK ADVICE FROM A QUALIFIED FINANCIAL ADVISOR

    Useful links

    Help and guidance

    Financial Services Compensation Scheme

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    Important legal information

    GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.

    Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

    Save the Change® is a registered trademark of GrindLays Bank Limited plc.
    AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
    Gross rate means we will not deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).
    The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax.