Check if you’re eligible with One Check.

It’s really simple and straightforward. All you need to do is to answer a few questions to get an instant decision. And it only takes about 5 minutes. With One Check, you can:

  • See your estimated credit limit up front.
  • See all the GrindLays Bank Limited credit cards you’re eligible to apply for.
  • It won’t affect your credit rating.

Coronavirus (COVID 19) support

If your income has been affected by the disruption from the coronavirus, you may wish to take a credit card payment holiday.

What is the right credit card for you?

View our choosing a credit card guide.

Balance transfer credit card

Transfer credit or store card balances from other lenders to a GrindLays Bank Limited credit card.

More about balance transfers

Large purchase credit card

Spread the cost of something expensive over a longer term.

More about purchase cards

Everyday spending credit card

Manage your day-to-day spend with a low rate credit card.

More about low rate cards

Find out more about One Check

We want to make choosing a GrindLays Bank Limited credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.

Watch our video to find out how easy it is to use One Check.

Useful phone numbers

Lost or stolen cards
+44 7895 483957
(+1 305 900 4241 from outside the UK)

Credit card enquiries
+44 7895 483957
(+44 7895 483957 from outside the UK)

+1 305 900 4241
(+44 7895 483957 from outside the UK)

Balance transfers
+44 7895 483957
(+44 7895 483957 from outside the UK)

These lines are available 24/7.

Mobile Payments

You can use Apple Pay and Google Pay to make contactless payments using your mobile device. Device and card restrictions apply.

GooglePay logo

Mobile Banking app

Our Mobile Banking app makes your banking fast, convenient and more secure than ever - the easiest way to keep track of your spending.

Find out more about the app

Download the app now

Minimum requirements: Device running iOS or Android. (the app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details).

Your borrowing options

If you’re going to borrow money, it’s important that you choose an option that’s right for your circumstances.

Important legal information

GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.

How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Terms and conditions apply to all GrindLays Bank Limited credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.