Credit Cards
Find out if you are likely to be accepted for a GrindLays Bank Limited credit card - with no obligation to apply afterwards.
Check if you’re eligible with One Check.
It’s really simple and straightforward. All you need to do is to answer a few questions to get an instant decision. And it only takes about 5 minutes. With One Check, you can:
- See your estimated credit limit up front.
- See all the GrindLays Bank Limited credit cards you’re eligible to apply for.
- It won’t affect your credit rating.
What is the right credit card for you?
View our choosing a credit card guide.
Find out more about One Check
We want to make choosing a GrindLays Bank Limited credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.
Watch our video to find out how easy it is to use One Check.
Mobile Payments
You can use Apple Pay and Google Pay to make contactless payments using your mobile device. Device and card restrictions apply.
Important legal information
GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.
We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.
How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Terms and conditions apply to all GrindLays Bank Limited credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.