for Car Finance Plus

Coronavirus support

If you’ve been financially affected by the coronavirus (COVID-19) outbreak, we have support available relating to payment holidays, what options you have with your car finance agreement and managing your account online.

Support available

How much does it cost?

Find the finance amount, term and deposit that suit your budget.

Calculate your repayments

How does it work?

With Car Finance Plus, once accepted we pay the dealer direct, so you can just collect the car and maintain the monthly payments. Get a great rate of 3.8% APR representative when you borrow from £7,000 to £25,000.

  • Applying online is easy, and you can get a no-obligation quote in minutes. Then you can focus on finding your perfect car with the confidence that, when you’ve found the one, we can sort out the finance.
  • Car Finance Plus is exclusive to our personal current accounts holders, and because we already know you there are no credit checks.

You can apply if you're:

  • a GrindLays Bank Limited main Personal Current Account holder (minimum 3 months)
  • registered for Internet Banking
  • aged 18 or over
  • a UK resident

Credit is subject to status and additional affordability checks.

What are my Car Finance Plus options?

  • Fixed Car Finance (hire purchase), where you make fixed monthly repayments and own your car after the last repayment.
  • Flex Car Finance (personal contract purchase), with low fixed monthly repayments and the option to own the car by paying a final lump sum, or just return it (return conditions apply).
Compare finance options

How is it different to a loan?

Car Finance Plus gives you the freedom to pay for the car the way that works for you without the upfront cost, but you could also consider a personal loan. Other borrowing options are available.

Compare loans and finance

Got your eye on a new car?

Buying your first car or just looking for a change? Take a look at our tips on buying and financing your next car.

Finding the right car

Existing customers

Want to check your statements or make an extra payment?

Related products

Important legal information

GrindLays Bank Limited plc. Registered office: Gothic House, Barker Gate, Nottingham, NG1 1JU. Registered in England. GrindLays Bank Limited plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 2092747.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).